A joint platform to share information on the modernization of Government-to-person payment systems using digital technology.
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Can Digital G2P Transfers Drive Financial Inclusion and Digital Payments? Evidence from India
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Alan Gelb, Anit Mukherjee, Brian Webster -
Does channeling government-to-person (G2P) payments through bank accounts encourage financial inclusion and use? This paper explores the factors that have driven the adoption of digital payments in India by beneficiaries of PMGKY, the large-scale COVID-19 relief program launched in May 2020. India’s 2013 move to pay social benefits through direct transfers into bank accounts significantly increased account ownership, but uptake of digital payments has been slower, although it has accelerated...
Beyond India’s Lockdown: PMGKY Benefits During the COVID-19 Crisis and the State of Digital Payments
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Alan Gelb, Anurodh Giri, Anit Mukherjee, Ritesh Rautela, Mitul Thapliyal, and Brian Webster
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India imposed a lock-down in response to the COVID-19 pandemic in March 2020 and began a gradual re-opening in June. A telephonic survey in April examined the early effectiveness of information and the massive PMGKY social protection program (Policy Paper 217). This paper analyzes a second-round survey, conducted six months later. Logistical and information constraints had relaxed, and incomes and jobs had begun to stabilize for some. There were not...
Comparative Analysis of the Efficiency of Different Social Protection Delivery Mechanisms in the Context of Climate Resilience
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Ritu Bharadwaj, Devanshu Chakravarti, N Karthikeya, Daljeet Kaur
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This paper attempts to analyze the efficiency and effectiveness of the various social protection delivery mechanisms with reference to climate resilience, and also examines the sufficiency of social protection finance in meeting climate resilience and sustainable development outcomes. In doing so, the paper discusses India’s JAM trinity in the context of a potential universal basic income.
A Review of the Effectiveness of India’s Direct Benefit Transfer (DBT) System During COVID-19: Lessons for India and the World
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Abhishek Jain, Nikita Dhingra, Noel Johns, Ritesh Rautela
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Article 5 of 5: Over the course of 2020, MicroSave Consulting conducted two nationally representative telephonic surveys in India examining the government’s effectiveness in distributing a collection of social protection benefits broadly known as the PMGKY that were established in response to the COVID-19 pandemic. This report explores the results regarding India’s Direct Benefit Transfer system and offers policy recommendations.
Beyond the Barriers of Affordability: An Analysis of India’s Cooking Fuel Support Program Under the COVID-19 Assistance Package
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Anurodh Giri, Arshi Aadil
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Article 4 of 5: Over the course of 2020, MicroSave Consulting conducted two nationally representative telephonic surveys in India examining the government’s effectiveness in distributing a collection of social protection benefits broadly known as the PMGKY that were established in response to the COVID-19 pandemic. This report explores the results regarding the Pradhan Mantri Ujjwala Yojana and offers policy recommendations.
Efficacy of MGNREGA in Mitigating the Loss in Income and Unemployment Caused by the COVID-19 Pandemic
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Kritika Shukla, Vedika Tibrewala
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Article 3 of 5: Over the course of 2020, MicroSave Consulting conducted two nationally representative telephonic surveys in India examining the government’s effectiveness in distributing a collection of social protection benefits broadly known as the PMGKY that were established in response to the COVID-19 pandemic. This report explores the results regarding the Pradhan Mantri Garib Kalyan Yojana and offers policy recommendations.
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