Art Appraisal Blog

Category - Resources

04/14/2022
COVID-19

Beneficiary Experience of Digital Government-to-Person (G2P) Payments in Bangladesh, Colombia, and the Philippines

About 17 percent of the world’s population has received at least one COVID-19-related cash transfer payment since the onset of the pandemic. Many of these transfers have been conducted digitally to efficiently and safely provide economic relief to affected households. Amongst low- and middle-income countries (LMICs) that offered cash transfers, 58 disbursed funds directly to a fully functioning bank account, an account only for benefit withdrawal, or a digital non-bank...

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04/14/2022
Blog Posts

From Digital G2P Payments to Greater Financial Inclusion—Latest Findings from the Philippines

This blog post from IPA summarizes the findings from a survey of SAP 2 transfer beneficiaries in the Philippines. Due to a number of issues under SAP 1, including overcrowding, SAP 2 benefits were distributed digitally through accounts rather than in cash. The survey found that the average recipient was satisfied, despite waiting for about an hour and being charged roughly $1 to cash out. Only 16%, however, were aware...

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03/29/2022
Digital Payment Ecosystems

South Asia’s Digital Opportunity: Accelerating Growth, Transforming Lives

The report presents both the opportunities of and the bottlenecks for furthering the digitization of South Asia’s economies. It emphasizes the importance of integrating digital ID, payments, and data sharing systems into “digital stacks,” as well as fostering digital businesses and skills. Within this broader framework, the report discusses the experiences of regional governments with digital g2p payments.

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03/29/2022
Country Studies

Toward More Accessible and Inclusive Social Assistance Delivery: A Geospatial Analysis in the Philippines

The Philippines’ experience in implementing the Social Amelioration Program (SAP) in response to the COVID -19 pandemic highlights the pressing need for financial inclusion, especially among the poor. Not only ownership of bank or mobile money accounts but also accessibility to financial services is essential for financial inclusion. This study assesses the challenges and opportunities in financial inclusion, especially among the poor in remote communities. It finds, among other things,...

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03/29/2022
Financial Inclusion

Behavioral Science for Inclusive and Impactful Digital Payments

This brief guidance note primarily focuses on social assistance G2P payments and includes some selected tips for policymakers and practitioners to consider when designing and implementing digital social assistance programs that aim to increase financial inclusion and economic empowerment among marginalized groups. The tips are derived from previous work done by ideas42 and its partners on using insights from behavioral science to increase financial inclusion and optimize social assistance programs.

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03/4/2022
Country Studies

Social Protection in the COVID-19 Pandemic: Lessons from South Africa

This paper reviews South Africa’s social protection policies and their implementation during the COVID-19 crisis. Overall, the government reached over 30 million South Africans with cash-based relief measures. A distinctive feature of cash-based emergency relief was the use of digital technologies, especially in the application and verification process for the new SRD grant. The payment system, however, relied heavily on manual cash disbursements, thus failing to reflect the adoption of...

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03/4/2022
COVID-19

Social Protection Responses to the COVID-19 Pandemic in the Pacific: A Tipping Point for the Sector?

This paper produced by SPACE examines the social protection response to COVID-19 in the Pacific region, where such systems are emergent. It assesses how individual countries responded to the pandemic, and draws operational lessons. The Authors pay particular attention to Fiji’s experience, where the use of mobile money was prominent.

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02/14/2022
Digital Payment Ecosystems

Identification for Development (ID4D) and Digitalizing G2P Payments (G2Px) 2021 Annual Report

This annual report summarizes the work produced by the World Bank’s Identification for Development and G2Px initiatives in 2021. It highlights individual country experiences such as in Togo and Lesotho, as well as their insights regarding gender.  

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01/31/2022
Blog Posts

Use of Electronic Vouchers to Distribute Relief: Part 1

As countries have responded to the COVID-19 pandemic, digital vouchers have been used in some contexts to distribute aid. This MicroSave blog post, the first of two, briefly discusses the benefits of e-vouchers, and their use by humanitarian agencies.

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01/31/2022
Blog Posts

Use of Electronic Vouchers for Distribution of Relief: Part 2

As countries have responded to the COVID-19 pandemic, digital vouchers have been used in some contexts to distribute aid. This MicroSave blog post, the second of two, briefly discusses the introduction of e-vouchers in Kenya, and the challenges that have emerged.

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