Art Appraisal Blog

Category - Country Studies

01/6/2021
Country Studies

Coping with COVID-19 in Uganda

MSC conducted a research study to assess what the low- and middle-income (LMI) segments in Uganda understand about COVID-19 in terms of awareness, preventive measures being taken, gender dynamics at play in their households, and the use of digital financial services during this time. We present our findings in this report.

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10/23/2020
Beneficiary Identification, Targeting, Onboarding

Digital Cash Transfers for Stranded Migrants: Lessons from Bihar’s COVID-19 Assistance Program

This note describes how the Indian state of Bihar addressed the policy challenges to implement a cash transfer program for migrants and the lessons it holds for India and globally.

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08/17/2020
Beneficiary Identification, Targeting, Onboarding

Delivering on the potential of digitized G2P: Driving women’s financial inclusion and empowerment through Indonesia’s Program Keluarga Harapan (PKH)

Financial institutions and governments have been working for years to leverage digitized G2P for women’s financial inclusion and economic empowerment. COVID-19 has increased the stakes, as governments look to use G2P programs to strengthen women’s resilience. New research from Women’s World Banking offers insights on Indonesia’s PKH program, the country’s largest conditional cash transfer.

Views 923
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08/17/2020
Beneficiary Identification, Targeting, Onboarding

Scaling Up Social Assistance Payments as Part of the COVID-19 Pandemic Response

Globally, the expansion of social assistance is among the most common public policy responses to the COVID-19 pandemic. The challenge of quickly determining who would be eligible for these transfers highlighted gaps in information about workers in the informal sector and their families and other vulnerable groups. This review of some early international experiences of scaling up social assistance in response to the pandemic reveals the importance of certain ‘assets’ such as a robust digital identification system and other key registries.

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06/30/2020
Beneficiary Identification, Targeting, Onboarding

Women’s Access to Cash Transfers in Light of COVID-19: The Case of Pakistan

Around the world, cash transfer programs are being implemented by governments in response to COVID-19. Pakistan introduced the Ehsaas Emergency Cash Program, which requires mobile phones and national IDs to register. Using data from the 2018 Financial Inclusion Insights survey, we estimate large gender gaps in mobile phone ownership and national ID possession, leaving women are at risk of being disproportionately excluded from the program. To address this, the government should ensure women are more purposefully targeted, perhaps by reserving more slots for women or prioritizing women's registrations.

Views 835
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06/15/2020
Beneficiary Identification, Targeting, Onboarding

The Future of G2P Payments: Towards an integrated infrastructure in Bangladesh

By 2015, several social safety net programs out of the more than 100 in Bangladesh were experimenting with digital payments, often through a single vendor. But there were more benefits to be gained if programs used a unified government payments platform to consolidate and simplify delivery. CGAP worked with other development partners on a proposal. This is the case study.

Views 543
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06/15/2020
Beneficiary Identification, Targeting, Onboarding

The Future of G2P Payments: Expanding Customer Choice in Zambia

This case study documents what drove the Zambian Ministry of Community Development and Social Services to develop an innovative, choice-based digital payments system and how this new multi-provider payments model has worked in practice.

Views 834
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06/15/2020
Beneficiary Identification, Targeting, Onboarding

The Future of Government-to-Person (G2P) Payments: Innovating for Customer Choice in Kenya

This case study examines how the Inua Jamii program, a program of the Ministry of Labour and Social Protection, gradually introduced payments digitization, then choice to design a program that has successfully scaled to reach the most vulnerable groups in Kenya.

Views 437
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05/18/2020
Country Studies

Primary Education Stipends in Bangladesh: Do Mothers Prefer Digital Payments over Cash?

How has this move from cash to digital affected beneficiaries of Bangladesh's primary education stipend? We conducted a field survey using both a quantitative questionnaire and qualitative assessments, with separate modules for school headmasters and mothers with children enrolled in the program. The objective of the survey was to understand the perception and experience of the disbursement of PESP through mobile financial services.

Views 851
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